the economy not stable enough. economic impact of sandy. speak of is a huge deal, i hope you all stay safe as if everybody watching for this really changes the political conversation over the course of the next week. while i don' don't know if this necessarily benefits one side or the other, certainly will change a lot of what they were planning to do. cheryl: you are an economist, i'm looking at economic impact estimate for sandy, very culinary because the storm is still coming, 35, $40 billion. i know many economist trying to get their handle around what this means for airlines, shipping, retail, small business, all of that. how long will it take to get a sense of the damage around the economy? >> we will get a real sense the next month or two. i think we have to keep in mind this storm has the potential to be so catastrophic in terms of the thousands of dollars that homeowners may have to spend on repairs or insurance deductibles, what is this going to do in the quarter ahead with the holiday shopping season for example. this cannot jus